So without further ado, here is a breakdown of the system I use.Įditor’s note: even with all of the cool budgeting tools available today, the vast majority of my Masters of Money guests use(d) some type of modified Excel spreadsheet to track expenses or budget ( just like I did). I mentioned to PT on our podcast conversation that I have an Excel spreadsheet that I use to keep tabs on every penny that passes through our family’s coffers, and he suggested I explain my system. So, it should come as no surprise that the detail-oriented piggy-bank counter has grown up to use a pretty complex system for keeping track of my household budget. As a small child, I used to empty my piggy bank, count everything that was inside, and put it all back in, feeling pretty good about my net worth as an 8-year-old. You can cut down your grocery, for example, so your expenses will fit your income.I have long been a money nerd. If for instance, it comes out negative, you have to adjust your expenses. The difference should not come out as negative, or else your simple budget will not work. Next, subtract your total expenses from the total income. Then, add all of your expenses and write the sum on your weekly or monthly budget worksheet. You can categorize your expenses into housing (rent, mortgage), utilities (water, electricity), health (dental or medical check-ups, medicine), food (groceries, restaurant meals, lunch), savings, debts, and more. Is it from your salary, child support, or others? List all of them on your budget spreadsheet or the tool that you chose for your budget. The first thing you must do in making your weekly or monthly budget is to identify where your income is coming from. Choose among the printable templates above the template that is the most convenient for you. We have a lot of templates above that you can use for your simple household budget. You can have a budget worksheet, spreadsheet, or other modes that work best for you.Īdditionally, so you won't have to start from scratch, you have a template. Choose a Tool on Where to Record Your Budgetīefore you create your budget, make sure that you choose a mode on how you will record your budget. Budgeting will help you value your money, and this will steer you away from debt, too.Īnd we'll help you make a budget for your family with the guide of the tips we've prepared below. And if you're one of these few people, start creating your household budget today. Although this number isn't so big, we can still see that some people value budgeting. So, what are you waiting for? Download a template now! How to Create a Household Budgetĭebt.com's 2019 poll found out that 25% of Americans agreed that everybody should have a personal budget. These templates are 100% editable and printable. So, download your budget from our trove of professionally made Household Budget Templates. And for that, we want to help you with making your family budget. When you have a budget, you can remember not to spend money that's not part of your budget, so you can save your money. Budgeting is a process that every family must practice.
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Of those states taxing wages, eleven have single-rate tax structures, with one rate applying to all taxable income. Seven states levy no individual income tax at all. New Hampshire exclusively taxes dividend and interest income while Washington only taxes capital gains income. Excise taxes are commonly levied on cigarettes, alcoholic beverages, soda, gasoline, insurance premiums, amusement activities, and betting, and typically make up a relatively small and volatile portion of state and local and, to a lesser extent, federal tax collections.įorty-three states levy individual income taxes. Their prominence in public policy considerations is further enhanced by individuals being actively responsible for filing their income taxes, in contrast to the indirect payment of sales and excise tax An excise tax is a tax imposed on a specific good or activity. Individual income taxes are a major source of state government revenue, accounting for 40 percent of state tax collections. Subscribe to get insights from our trusted experts delivered straight to your inbox. Stay informed on the tax policies impacting you. Some states tie their standard deductions and personal exemptions to the federal tax code, while others set their own or offer none at all. It is sometimes referred to as a “ hidden tax,” as it leaves taxpayers less well-off due to higher costs and “ bracket creep,” while increasing the government’s spending power. The same paycheck covers less goods, services, and bills. ” Some states index tax brackets, exemptions, and deductions for inflation Inflation is when the general price of goods and services increases across the economy, reducing the purchasing power of a currency and the value of certain assets. A marriage penalty typically occurs when two individuals with similar incomes marry this is true for both high- and low-income couples. Some states double their single-filer bracket widths for married filers to avoid a “ marriage penalty A marriage penalty is when a household’s overall tax bill increases due to a couple marrying and filing taxes jointly. States’ approaches to income taxes vary in other details as well.Hawaii has 12 brackets, the most in the country. Conversely, 30 states and the District of Columbia levy graduated-rate income taxes, with the number of brackets varying widely by state. For both individuals and corporations, taxable income differs from-and is less than-gross income. Of those states taxing wages, 11 have single-rate tax structures, with one rate applying to all taxable income Taxable income is the amount of income subject to tax, after deductions and exemptions.Though barely 100 years old, individual income taxes are the largest source of tax revenue in the U.S. The Federal Income Tax was established in 1913 with the ratification of the 16th Amendment. imposes a progressive income tax where rates increase with income. Seven states levy no individual income tax An individual income tax (or personal income tax) is levied on the wages, salaries, investments, or other forms of income an individual or household earns. Forty-one tax A tax is a mandatory payment or charge collected by local, state, and national governments from individuals or businesses to cover the costs of general government services, goods, and activities. Forty-three states and the District of Columbia levy individual income taxes.Individual income taxes are a major source of state government revenue, accounting for 40 percent of state tax collections in fiscal year 2020, the latest year for which data are available. Our free culturagram template PowerPoint download includes the 10 areas above and is designed to make it easy to add client details into each area to make a culturagram.ĭownload the free social work culturagram example template in PowerPoint or PDF.ĭownload Free Social Work Checklist PDF | Word Document Values on family (structure, power, myths, rules).Oppression, discrimination, bias, and racism.Language spoken at home and in the community.Cultural and religious institutions holidays, food, and clothing.A culturagram template is often used to assess immigrant families or refugees to learn the cultural aspects of their lives and situations.Ī culturagram example includes 10 cultural parameters that gather a holistic view of an individual or family and their situation to guide the social worker intervention. Sign up here to access and download all of these social worker forms.ĭownload Free Culturagram Template PPT | PDFĪ culturagram social work tool is used by social workers to better understand clients that come from different countries, regions, or cultural backgrounds. In the family genogram template, you’ll also find a reference table of common line types used to represent different types of relationships and how healthy they are.Ĭontact us if you have any questions about our free social work toolbox. The genogram maker uses Smart Art shapes, enabling you to easily right-click to add more family members or levels. Our genogram template free Microsoft Word document sets you up to easily map out a client genogram quickly. It will add complexity that drills down into the health of family relationships, significant medical details, and anything else that the social worker will feel is helpful in treating the client.įree social work genogram charts help social workers visualize the family relationships and their impacts that can inform therapeutic and support decisions. The genogram typically goes farther than a simple family tree. Sign up here to access and download all of these social worker templates.ĭownload Free Genogram Template Resource PDF | Word DocumentĪ social work genogram is a visual representation that maps out family relationships. These sample questions are based upon the five key categories of the System model of social work theory, which covers the areas of:ĭownload the social work assessment questions examples in PowerPoint or PDF.ĭownload this and all other free social work tools.Ĭontact us if you have any questions about our free social work tools. While each assessment and the questions asked by the social worker will vary according to the client’s situation and individual needs, we’ve categorized potential general questions to use in the following categories. The free social work assessment questions provided by Social Work Portal are designed to help social workers with basic questions relating to client needs so they can better support them with targeted social work interventions.
The reason for this change being made permanent was never stated or mentioned at all.ġ992: Barney's Magical Musical Adventure Starting with this video, it is revealed that he now lives with another set of siblings, Luci and Tina as they now have taken possession in owning the doll. As shown in the first four videos of the series, Barney formerly lived with two siblings, Michael and Amy.As mentioned by Michael and Luci, usually it's the Backyard Gang that calls Barney for help, but this is the second time Barney has ask them for help since Waiting for Santa.Additionally, this video is the only Backyard Gang video that uses the Barney doll from the opening.Starting with this video onward (including home media releases based on the television series), the names for the main characters who appeared in the video itself are now shown during the end credits since the first four videos only showed their voice actors/actresses being credited.Unlike the first trilogy of videos where the Barney doll would wink, this is the first video to have a twinkle appear in the Barney doll's eye at the end.In addition, the arrangement being used there would also be recycled when Season 7 had begun production, albeit being reharmonized in an early-2000s style. The final time " I Love You" (this video has both languages) was sung at the beginning.The first appearance of the 1990-1991 Barney doll.The first video to show Barney eating vegetables other than a PBJ sandwich as shown in A Day at the Beach.The only time, the song " I'm Being Eaten By a Tyrannosaurus Rex“ was mentioned and never again in other Barney Home Videos after this video due to the possibility being too scary for children.The second video to show Barney going to sleep as shown in Waiting for Santa.Unlike other videos, this is only video to have one of the members of The Backyard Gang use their imagination in a dream. Jeffrey replaces Adam, as the actor, Alexander Jhin, who portrays Adam fell ill.The only appearances of Jeffrey, Luci and Tina's Mom, and The Bear.The final video until Play with Barney to not have " I Love You" sung at the end of the video.According to Jess Nelson, the reason why the smile is more prominent on the Barney Doll in this video only is because the studio decided to use a white strip of tape.In this video, the Backyard Gang Doll that was used is slightly bigger than one sent through the "Fan Club" possibly a prototype or a studio doll only meant for this video similar to the 1988-1989 doll for the first trilogy.Although the cover and tape label refer to this video, "Barney's Campfire Sing-Along", the actual title is just simply "Campfire Sing-Along".The Bear's Cave from "Campfire Sing-Along" Trivia **Only sung in this video and no other Barney Home Videos afterwardsįilming for this video took place in-between March and April 1990 during spring break at ColorDynamics in Allen, Texas. *Plays instrumentally during the end credits " I'm Being Eaten By a Tyrannosaurus Rex"**.The Bear (Voice: Bob West, Costume: Philip Parker).Barney (Voice: Bob West, Costume: David Voss). After the trip is over, Tina wakes up and realizes it was all just a dream - and a magical one at that. Back at the campfire, songs are sung around it, and everyone learns how to make s'mores. Barney and his friends even explore a cave where The Bear lives. Thanks to Barney's advice earlier of "Stay where you are, hug a tree, and blow your whistle!", everyone finds Tina and the gang continue onto more campfire fun. In the mist of things, a storm comes around and Tina gets lost in the woods. Barney takes his friends through different fun experiences from pitching tents to having a snack. After Tina falls asleep, she dreams about a camping trip with Barney and the rest of the Backyard Gang. After listening to a story about camping read by Tina's mother, she wishes that she could go camping someday. The mechanism appears to involve dysfunction in neural circuits between the basal ganglia and related structures in the brain. While the exact cause is unknown, it is believed to involve a combination of genetic and environmental factors. Tourette syndrome was named by French neurologist Jean-Martin Charcot for his intern, Georges Gilles de la Tourette, who published in 1885 an account of nine patients with a "convulsive tic disorder". These co-occurring conditions often cause more impairment to the individual than the tics hence it is important to correctly distinguish co-occurring conditions and treat them. Other conditions, such as attention deficit hyperactivity disorder (ADHD) and obsessive–compulsive disorder (OCD), are more likely to be present among those who are referred to specialty clinics than they are among the broader population of persons with Tourette's. Education is an important part of any treatment plan, and explanation alone often provides sufficient reassurance that no other treatment is necessary. In most cases, medication for tics is not necessary, and behavioral therapies are the first-line treatment. There is no cure for Tourette's and no single most effective medication. Tourette's does not affect intelligence or life expectancy. Extreme Tourette's in adulthood, though sensationalized in the media, is rare, but for a small minority, severely debilitating tics can persist into adulthood. Therefore, many go undiagnosed or may never seek medical attention. There are no specific tests for diagnosing Tourette's it is not always correctly identified, because most cases are mild, and the severity of tics decreases for most children as they pass through adolescence. It is no longer considered rare about 1% of school-age children and adolescents are estimated to have Tourette's, though coprolalia occurs only in a minority. Tourette's was once regarded as a rare and bizarre syndrome and has popularly been associated with coprolalia (the utterance of obscene words or socially inappropriate and derogatory remarks). The tics often go unnoticed by casual observers. Tourette's is at the more severe end of a spectrum of tic disorders. These are typically preceded by an unwanted urge or sensation in the affected muscles known as a premonitory urge, can sometimes be suppressed temporarily, and characteristically change in location, strength, and frequency. Common tics are blinking, coughing, throat clearing, sniffing, and facial movements. It is characterized by multiple movement (motor) tics and at least one vocal (phonic) tic. Tourette syndrome or Tourette's syndrome (abbreviated as TS or Tourette's) is a common neurodevelopmental disorder that begins in childhood or adolescence. Usually none, occasionally neuroleptics and noradrenergics Ĩ0% will experience improvement to disappearance of tics beginning in late teens īetween 0.3% and 1.0% of general population Georges Gilles de la Tourette (1857–1904), Tourette's syndrome, Tourette's disorder, Gilles de la Tourette syndrome (GTS), combined vocal and multiple motor tic disorder To create a new presentation, simply open PowerPoint and select the desired template. Collaboration: PowerPoint allows you to collaborate on presentations with others in real time.Ĭreating a presentation with Microsoft PowerPointĬreating a presentation with PowerPoint is a straightforward process.Multimedia: PowerPoint supports a variety of multimedia content, including images, videos, and audio.Animations: PowerPoint animations can be used to add visual interest to your presentations.Transitions: PowerPoint transitions allow you to smoothly move between slides in your presentation.Slides: PowerPoint presentations are made up of individual slides, each of which can contain text, images, videos, and other multimedia content.Themes: PowerPoint themes allow you to change the overall look of your presentation, including the colors, fonts, and layout.Templates: PowerPoint offers a variety of templates that can be used to create presentations with a professional look and feel.PowerPoint for Windows offers a wide range of features that make it a versatile tool for creating presentations. PowerPoint for Windows can also be purchased as a standalone application. It is included with the Microsoft 365 suite of applications, which also includes Word, Excel, and Outlook. Microsoft PowerPoint for Windows is the latest version of PowerPoint that is available for Windows PCs. PowerPoint is known for its user-friendly interface and its wide range of features, making it a powerful tool for creating visually appealing and informative presentations. It is used by millions of people worldwide to create presentations for a variety of purposes, including business, education, and personal use. Microsoft PowerPoint is a presentation software application that has been the industry standard for decades. Yes, the presentation templates are fully compatible with major presentation tools, including Google Slides.Joe Wainer Updated 2 months ago Microsoft PowerPoint: Create attractive presentations without complicating your life Are the presentation templates compatible with Google Slides? Some other sites might offer different download mechanisms, for example, you might be prompted to create an account, or in the case of premium PowerPoint templates, payment will be required upfront. To download the free templates, you can browse our catalog of free slides and designs and hit the download button. How to download free PowerPoint templates? The decision whether purchasing a premium PPT template or downloading a creative presentation design, depends on many different factors (for example, your current budget, the level of quality that you want to achieve and the kind of support). Some free templates are free, while other resources might charge you to download premium PowerPoint templates. You can find presentation templates for PowerPoint online on many different resources. Where do I find Microsoft PowerPoint templates? The best PowerPoint templates are those that help you to save time and allows you to prepare a presentation with a reasonably high level of quality, giving you the flexibility to adapt the placeholders and designs to your own presentation content and structure. □ What are the best free PowerPoint templates? Beyond the column, he wrote about everything from Windows to tech travel tips. He founded PCWorld's "World Beyond Windows" column, which covered the latest developments in open-source operating systems like Linux and Chrome OS. He also wrote the USA's most-saved article of 2021, according to Pocket.Ĭhris was a PCWorld columnist for two years. Beyond the web, his work has appeared in the print edition of The New York Times (September 9, 2019) and in PCWorld's print magazines, specifically in the August 2013 and July 2013 editions, where his story was on the cover. With over a decade of writing experience in the field of technology, Chris has written for a variety of publications including The New York Times, Reader's Digest, IDG's PCWorld, Digital Trends, and MakeUseOf. Chris has personally written over 2,000 articles that have been read more than one billion times-and that's just here at How-To Geek. If you registered your PC with the manufacturer or received warranty service, the serial number should be included in the registration documentation, warranty service receipt, or email confirmation for the service.Ĭhris Hoffman is the former Editor-in-Chief of How-To Geek.The manufacturer's website should tell you exactly where to look. If you can't find the serial number on the PC itself, look online for instructions specific to your model.The number may also be on a sticker inside the case, so you might have to open it up. If you have a desktop PC, look at the back, top, or side of the case for some sort of sticker.If your laptop has a removable battery, the serial number is sometimes on a sticker inside the battery compartment, under the battery. On others, you'll see the number printed directly on the metal or plastic the laptop is made from. On some laptops, you'll see the number on a sticker. If you don't see a serial number after running the wmic command - or if you just can't turn the PC on or don't have access to it - there are several other places you might find the serial number: I usually just pick “Irregular Mask” and then paint on the mask over the sky. I’ll show both the “Align stars, Accumulation” option and the “Freeze Ground” option in my examples in this tutorial.Ĭlick on the next option down, “Sky Region” and choose the best method of masking the sky in. You generally want to have the “Linear” option ticked if you are doing this. Finally, if you want to manually stack the images using a program like Photoshop, and would just like the aligned tif files so that you don’t need to align them manually, then you can choose the “Align only” option which will output aligned tif files for you to import into your post processing software. If there have been a lot of extra distractions in your image that you want to have removed, such as plane/helicopter light trails or shooting stars, then click on the “select best pixels” option for sky stacking or if you are stacking sky and ground, click on “freeze ground” and then “selective”. If you want just the sky stacked, choose “Accumulation” or if you want the program to stack the sky and foreground choose “Freeze Ground”. These options allow you to specify whether you want Sequator to stack for star trails (“Trails”), just for sky stacking (“Align Stars”) or for stacking of the sky and foreground. To do this, first click on the “Composition” segment of Sequator. Next, you need to specify which segment of the image is foreground vs sky. tif files in a separate folder so that I could find them easily later. Selecting all images and syncing the settings, I then saved them all as. I also made sure there was no noise reduction applied and removed any sharpening (which is usually set at 40 by Camera Raw). I left the lens distortion on deliberately as I find Sequator does a good job of stacking and correcting for the lens distortion. In this particular image I did some temperature adjustment to cool the image down a bit, bumped up the whites and highlights a touch and added a small amount of dehaze. My first step in the stacking process is to do some very basic edits in Camera Raw (or Lightroom / Luminar), which can be found with Photoshop. The final 3 images were taken with the same settings, however I used a soft torch light to illuminate segments of the bridge for 2-3s at a time. These were shot at 10s, f1.8 on a Sigma 14mm Art lens using my Nikon D850 and a Sirui tripod. The first 10 images were simply images of the night sky. On the night, I took 13 images in total for this one composition. I’ll be using the images I took at Kilcunda Bridge (Victoria, Australia) and I’ll be taking you through my whole process. Note that these programs are specifically designed for stacking astrophotography, with Sequator also being designed to handle images with foregrounds. Similar programs exist for Apple users, for example “Starry Sky Stacker”. Since I’m a PC user, I use the program “Sequator”. I’ll be starting with the automatic technique. This week I wanted to run through one of the techniques I use to stack. "Simple but powerful", is the core philosophy of Sequator.In my last blog post, I discussed the benefits of photo stacking. Endeavor to automatically determine best parameters, save the time from boring trials. Sequator will not provide too many confusing options in contrast, strictly select the most effective features for you. Powerful correction for wide-angle & complex distortions.Automatic determination for best parameters.Additionally average random noises, rather than over-exposed on a physical equatorial mount. However, Sequator can control the exposure properly by auto-brightness or HDR-mode output, in 16-bit TIFF for further post processing. If you don't have an equatorial mount, by stacking non-blur star images in short-time exposures, the result will be almost similar to long-exposure on an equatorial mount. Sequator is a free software which can track stars on multiple images, align stars and stack them. Steps 2 and 3 can be done in reverse order if you like, but step 1 always comes first. (Optional) Add one or more modifier ingredients to change the nature of the Potion. Potions of Luck in Minecraft improve loot spawns. Players who drink it have a higher chance of finding better random loot in chests. Those 2 need more quantity of chests rather. The Potion of Luck is an elixir only available in Minecraft Java. If the special loot table is number 2, you'll get one extra roll of either C D or E, but you will never find more A and B. Example Loot table 1 has items A B C Loot table 2 has C D E. Ce nest rien de super mais cest n début, si vous voulez aprendre u tester des potions, vous êtes au bon endroit Progress. Add an effect ingredient to specify the Potion effect. To add to the answers, when the luck effect gives you +X amount of items, it picks them from a specific loot table. Using a glass bottle on a cauldron that contains splash potion turns it into a bottle of that splash potion. One splash potion of weakness can be found in a brewing stand inside an igloo basement. Splash potions are brewed by adding gunpowder to a normal potion, including uncraftable potions of luckJE only and decayBE only. These can be used to heal friends, quickly give yourself a boost without having to drink the potion, and harm mobs.įrom the splash potion of night vision to the splash potion of invisibility, here is a complete list of all splash potions in Minecraft. There are three steps to making a Potion: Make an Awkward Potion (Water Bottle + Netherwart) in the Brewing Stand. Splash potions are a variant of potions that can be thrown. By brewing gunpowder with any potion, you can create a splash potion - one that can be thrown, and spread its effect for a few blocks around where it lands. Again, the Taycan Turbo S from the Welcome Pack is a great option. For those, you'll be best off sticking with an S1 or S2 car. The Apex Outpost will unlock several road races across the map. Look for one with good Acceleration and Handling. However, if you don't have access to that car, you might target a cheaper S1 or S2 car to get you started. Personally, we used the 2020 Porsche Taycan Turbo S as it came with the Welcome Pack. The latter is a massive race across Mexico that will test your early skills.Īt this point, you can kind of drive whatever you want since you're testing out several different types of events. The Mainstage will introduce you to every type of race and PR Stunt before giving you the opportunity to decide which direction you want to focus on first.Īlong the way, you'll unlock a Showcase event where you race a plane, begin the Vocho Story, and take on The Goliath. This is where you'll start the Horizon Festival in Mexico. Whether it's racing against Luchadores or searching for forgotten statues, these are a fun diversion that helps you build your Accolade meter. These self-contained collections of missions will introduce you to some of the characters that call Mexico home. Plus, Horizon 5 continues Playground Games' seasonal format with new Seasonal Championships for you to dive into. In addition to these, there are several Multiplayer events you can hop into, including the Eliminator and Horizon Arcade events. There are five main types of racing in Forza Horizon 5:Įach of these hits the map after you complete their respective Expedition. As you continue racing across Mexico, you'll win credit rewards and wheelspins that can give you new cosmetics, cars, and more. You can use these to open up new races on the map by completing Expeditions. You'll start with a few easy races in the middle of the map, but will slowly start to unlock Accolade points. Horizon 5 takes a slightly different approach to filling out your map with races to complete. Most objectives in Forza Horizon 5 will lead you directly to a location of a race, but you may need more help finding the Barn Find Locations, so we've marked the exact spots on our Forza Horizon 5 map. No matter what type of racing you're into, you'll be able to progress through Forza's story modes and try out all of the over-the-top Showcase events the game has to offer. Forza Horizon 5's approach to open-world racing lets you tackle the game however you want. |
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